Being injured in a car crash typically involves a potentially lengthy recovery period as well as a complex legal process. Car accident cases in Indiantown are especially complicated because of the state’s no-fault insurance laws. While an injured party’s right to sue may be voided by these laws in some cases, there are many instances where those harmed in an auto wreck can seek recovery from responsible parties.
You should talk to an experienced Indiantown car accident lawyer as soon as possible if you suffered injuries in an automobile collision caused by another party’s negligence. A personal injury attorney could review your options for recovery and fight to obtain fair compensation to offset your losses.
No-Fault Insurance Laws
State law requires motorists to carry personal injury protection, or PIP, insurance coverage in order to register a vehicle. A driver who is injured in an accident is expected to seek payment through their own insurance to cover their medical bills and financial losses, regardless of who was at fault for causing the incident. PIP should cover injuries to the policyholder, their children, most members of their household, and most passengers who do not have their own PIP insurance.
However, there are exceptions to the no-fault rules. Florida Statutes §627.737(2) specifies that if someone suffers serious injuries in a car accident, they may recover damages from the responsible party for pain and suffering, mental anguish, and inconvenience. Injuries are considered serious under this provision if they involve:
- Permanent loss of a bodily function
- Significant or permanent scarring or disfigurement
- Permanent injury within a reasonable degree of medical probability
Additionally, property damage to a vehicle is not included in PIP coverage. The victim of a car accident may be able to file a claim against the at-fault driver for property damage as well as injuries and losses in excess of their PIP coverage. An Indiantown car collision attorney could analyze the circumstances of a case to determine available recovery options.
Establishing Liability after a Crash
In order to recover damages such as pain and suffering, an injured person must demonstrate that another party’s negligence, recklessness, or deliberate wrongdoing caused their accident. Licensed drivers owe a duty of care to others on the road and could be held liable for any breaches of that duty which result in avoidable losses.
Proving that another party’s negligence caused a claimant’s injuries requires substantial evidence. However, admissible evidence may be lost or destroyed over time. Working with an auto wreck lawyer in Indiantown soon after a collision gives them the greatest opportunity to collect strong evidence to support a claim.
Consult with an Indiantown Car Accident Attorney Today
A car accident can turn your life upside down. If you suffered serious injuries in a car crash and your insurance company is failing to meet their obligations, the assistance of a diligent legal advocate could help resolve your difficulties.
It is advisable to speak to an Indiantown car accident lawyer before talking to investigators and insurance companies, because an attorney could help you avoid making a statement that could be used against you later. For an initial consultation to learn more about how a car accident attorney could help your situation, call now.
Speak to a member of our team today.